Salary Sacrifice into Super

15% vs your marginal rate

Money you earn outside super is taxed at your marginal rate (up to 47%). Most employer contributions and salary-sacrificed contributions are instead taxed at a concessional 15% inside super. Sacrificing pre-tax salary boosts your balance and cuts your tax — up to the $30,000 concessional cap each year.

Your Voluntary Sacrifice

● Live
$ /yr
$0/fn
$
$

Impact Summary

● Live
Tax saved this year
$0
Add a sacrifice to see the benefit
Take-home now
$0
per fortnight
→
After sacrifice
$0
per fortnight
Take-home given up/fn $0
Into super (after 15%)/fn $0
Leverage ⓘ —
Super contributions tax 15%
Your marginal rate (inc Medicare) 47% Every $1 sacrificed is taxed at 15% in super instead of this